Free children’s account
Your child’s first own account – simply in the app
With bunq you open a free account for your child – conveniently from home. Your child learns how to handle money, and you see every payment in real time. bunq is a European bank licensed by the Dutch central bank – customers in Germany receive a German IBAN.
To bunq’s children’s account Continue to bunq.com (opens in a new tab)
Learning to handle money early
Pocket money, the first savings goal or money gifts from grandparents: with an account of their own, your child learns what money is worth. You set the rules and keep track in your bunq app at all times.
The children’s account at a glance
Free: up to four children’s accounts, opened online from home
A card for your child: personalisable and without any risk of debt
Automatic pocket money: set it up once, with a suggestion for an age-appropriate amount
Savings goals: see how much and how often to save; payments can be rounded up automatically to save
Money from family and friends: via a personal link straight into the children’s account – handy for gifts at birth or birthdays
Full control: a notification for every payment, spending overview and limits; you can share access with your partner
Useful for you as parents, too
German IBAN: customers in Germany automatically receive a German IBAN; further IBANs can be added
Sub-accounts with their own IBAN: for example as a cushion for the parental year or for nursery and baby costs
Joint accounts: for the household budget with your partner
Interest on savings: variable interest, paid out weekly – bunq provides the current rates
Deposit protection: deposits are protected up to €100,000 per person by the Dutch deposit guarantee scheme
How it works
Download the bunq app and open your own account.
Create the children’s account in the app and order your child’s card.
Set up pocket money, savings goals and limits – done.
Open a children’s account now
Open the children’s account conveniently in the bunq app – in a few minutes and without visiting a branch.